Home Loans

Your Home. Your Future.

Whether you're buying your first home, moving to your next property or refinancing your existing mortgage, Simple Money Solutions can help you explore your home loan options and make the process easier to understand.

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Helping You Get Home

From your first conversation through to settlement, we're here to help you navigate your home lending journey with confidence.

A Simpler Way to Find
the Right Home Loan

Buying a home is one of the biggest financial decisions you'll make. We take the time to understand your goals, circumstances and plans, then help you explore suitable lending options from a range of lenders.

Home Finance for Every Stage

Whether you're buying, refinancing or planning your next move, we're here to help.

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First Home Buyers

Taking your first step onto the property ladder? We can help you understand the home loan process and explore your lending options.

  • Understand your borrowing options
  • Home loan pre-approval
  • Guidance through the process
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Buying Your Next Home

Moving to a new home? We can help you explore finance options for your next property purchase.

  • New home purchases
  • Moving home
  • Finance planning
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Home Loan Refinancing

If your circumstances have changed, reviewing your existing mortgage may help you understand whether different lending options are available.

  • Review existing lending
  • Refinancing options
  • Explore alternative structures
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Equity & Restructuring

If you've built equity in your property, we can help you explore lending options that may support your next financial goal.

  • Accessing available equity
  • Loan restructuring
  • Future financial planning

Home Loans Made Simple.

Getting a mortgage doesn't have to feel overwhelming.

We help you understand your options, work through the lending process and make informed decisions based on your circumstances.

βœ“ Personalised Advice

We take the time to understand your goals, circumstances and property plans.

βœ“ Multiple Lenders

We work with a range of lenders to help you explore suitable home loan options.

βœ“ Clear Explanations

We explain the process and your options in straightforward language.

βœ“ Pre-Approval Guidance

Understand your position before you start seriously looking for your next home.

βœ“ Support Through Settlement

We're here to guide you throughout the lending process.

βœ“ Local & Personal

Based in Hamilton, we provide a personal and relationship-focused service.

Your Home Loan Journey

We keep the process simple, clear and easy to follow.

01

Talk to Us

Tell us about your plans, circumstances and what you're hoping to achieve.

02

Explore Your Options

We'll help you understand the lending options available for your situation.

03

Apply

Once you've chosen an option, we'll guide you through the application process.

04

Settle & Move Forward

We'll continue supporting you through the process towards settlement.

Ready to Talk About Your Home Loan?

Whether you're buying your first home, moving, refinancing or simply exploring your options, we're here to help.

Start a Conversation

Simple Money Solutions

23 De Vere Crescent, Chartwell, Hamilton

+64 21 258 8220   |   dedar@simplemoneysolutions.co.nz